Practical guides to the decisions that shape your retirement and your wealth: when to retire, how to draw an income, how to invest tax-efficiently and offshore, and how to leave your estate in order. Written by Munaf Mukadam, CFP® professional.
Start here
Retirement age, how much income your savings can give, the tax on your lump sum and what to do with each fund.
Read the guide →How screening works, what is available in South Africa, and how to keep your retirement, offshore and estate plan compliant.
Read the guide →
A retirement annuity certificate is the official document your RA provider sends you each year to confirm how much you contributed during the tax year....
14 min read
A retirement annuity is a tax-advantaged individual savings vehicle that lets South Africans build retirement capital outside an employer fund, with...
15 min read
Alexander Forbes is one of South Africa's largest financial services and employee-benefits administrators. They manage group pension and provident...
14 min read
A retirement annuity is a tax-advantaged savings product that lets you build capital for retirement outside an employer pension or provident fund, with...
12 min read
An FNB Retirement Annuity is a tax-advantaged retirement savings product offered by First National Bank, structured as a unit-trust-based investment...
14 min read
The Momentum Retirement Annuity is a tax-advantaged retirement savings product offered by Momentum, one of South Africa's major long-term insurers. It...
14 min read
A Liberty Retirement Annuity is a tax-advantaged retirement savings product offered by Liberty Group, one of South Africa's largest insurers, that...
14 min read
The 10X Retirement Annuity is a low-cost, direct-to-consumer retirement annuity offered by 10X Investments, a South African asset manager built around...
14 min read
The Sygnia Retirement Annuity is a tax-advantaged retirement savings product for South Africans, built on low-cost passive index funds with total...
13 min read
The Allan Gray Retirement Annuity is a tax-advantaged retirement savings product from one of South Africa's largest independent asset managers. It...
14 min read
A preservation fund is a registered retirement savings vehicle that holds money transferred from an employer-sponsored pension or provident fund,...
16 min read
When you retire and need to convert your savings into income, you face a fork in the road. A living annuity keeps your capital invested and lets you...
17 min readThe articles explain the rules. A consultation applies them to your funds, your tax and your family. Tell me a little about your circumstances and I will let you know how I may be able to assist.
