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About Me
Looking for expert guidance on retirement planning, investments, or tax-efficient strategies? Contact me for a tailored financial solution that aligns with your goals
Welcome, and thank you for visiting my website!
My name is Munaf Mukadam, and I’m a Financial Planner at Gradidge-Mahura Investments (GMI). This is my personal platform, created to introduce the services I offer and how I can assist you on your financial journey.
I’ve been practicing as a financial planner since 2013, with a strong focus on Investment and Retirement Planning. Whether you’re looking for expert guidance on local or offshore investments, or preparing for retirement and in need of a structured post-retirement income strategy, I – together with the team at GMI – bring a wealth of experience and insight to the table.
Our clients benefit from a disciplined investment philosophy, a deeply analytical approach to financial planning, and tailored tax-efficient strategies designed to help you get the most value out of your money. For those seeking ethical investment options, we also offer Shari’ah-compliant solutions.
About Gradidge-Mahura Investments (GMI)
WATCH OUR MANIFESTO VIDEO HERE: https://www.youtube.com/watch?v=lAPXi_nuMS8
GMI is an award-winning independent wealth management firm dedicated to helping South Africans build, preserve, and grow their wealth. Since our founding in 2008, we’ve remained committed to offering objective financial advice, free from product bias. By combining deep expertise with a client-first approach, we provide tailored wealth management solutions that align with our clients’ goals, values, and life stage.
We’re proud to be recognised as one of only 16 firms in the country accredited as a FPI Approved Professional Practice. In 2021, we were named Approved Professional Practice of the Year, and since 2015, we’ve maintained the Masthead Verified FAIS Seal of Compliance — demonstrating our commitment to regulatory excellence.
At GMI, we work closely with first- and second-generation wealth builders — professionals, entrepreneurs, and families who are building legacies from the ground up. We understand the unique responsibilities that come with this journey, and we tailor our financial advice accordingly.
Why Choose Me?
I help South Africans retire smart with personalised retirement planning, investment advice, and tax-efficient financial strategies.
Proven Expertise & Experience
With 12 years of experience — including 9 as a Certified Financial Planner® and FPI member — I have a proven track record of guiding clients through complex retirement and investment decisions.
Personalized Financial Advice
I take a relationship-first approach so that I can provide advice that is both meaningful and relevant to your unique circumstances.
Unbiased & Objective Advice
I’m not tied to any product provider, which means my recommendations are focused entirely on achieving the best outcomes for you.
Transparent Fee Structure
A clear, upfront fee structure ensures you understand the cost of advice from the start, building trust and avoiding any uncertainty
Certifications & Awards
